Residency by Investment

United Arab EmiratesGolden Visa.

A ten-year residence visa for you and your family, with no local sponsor and no minimum time spent in the country.

10-year visaFamily includedNo sponsor needed
AED 2m

Minimum property investment, about US$545,000

10years

Visa validity, renewable while you qualify

0sponsors

No employer or local sponsor required

10days

Official processing time at most (working days), for a complete application

At a glance

The programme in eight lines.

Figures last reviewed October 2026. Programme rules change; we confirm the current position before you commit.

Minimum investment
AED 2,000,000 (property)
What you get
10-year residence visa
Sponsor needed
None
Time in the UAE
No minimum
Processing time
7–10 working days officially
Family included
Spouse, children and parents
Citizenship
Not available
Capital returned
On resale, not guaranteed
The UAE Golden Visa is the quickest residency on our list to obtain, and the easiest to overestimate. It gives you a base, ten years at a time. It does not give you a passport or a way into Europe.
THE PROGRAMME

A ten-year base, a short flight from India.

The Golden Visa is a renewable ten-year residence visa for investors and other qualifying people. You do not need an employer or a local sponsor, and unlike an ordinary UAE residence visa, spending more than six months abroad does not cancel it.

For Indian families it is usually a Gulf base: somewhere to house the family, hold part of your assets and run a business, without the visa paperwork recurring every two or three years.

  • Live, work and run a business in the UAE
  • Sponsor your spouse and children, and in some cases parents
  • Sponsor domestic staff
  • Spend long periods abroad without losing the visa
What you invest

More than one way in.

Property is the route most investors take. It is not the only one, and some routes need no capital at all.

Property route AED 2,000,000

Freehold property

Real estate in a designated freehold area, valued at AED 2 million or more by the Dubai Land Department.

  • The official valuation counts, not the price you paid
  • Several freehold properties can be combined to reach the total
  • A jointly owned property qualifies one spouse, who sponsors the other
  • Financed and off-plan property can qualify on conditions, so confirm before you buy
AED 2,000,000

Public investment

A deposit in an approved UAE investment fund, or capital in a UAE company. A ten-year visa.

AED 500,000

Entrepreneur

An innovative project certified by an auditor and endorsed by an accredited incubator. A five-year visa.

AED 30,000+

Skilled professionals

Salary-based: AED 30,000 a month or more for qualified professionals, and AED 50,000 or more for executive directors.

By nomination

Doctors, scientists, creatives

Recognised talent in priority fields, nominated by a UAE authority. No capital test.

What does not qualify “Lifetime” visas for AED 100,000Leasehold propertyProperty valued below AED 2m
The road ahead

From purchase to residence.

Quick to obtain and easy to keep. And that is where the programme ends.

Day 0

Buy and value

Complete the purchase and obtain the Dubai Land Department valuation certificate for the property.

7–10 working days

Apply and decide

The official time for a complete application. Preparing documents and valuations usually takes longer than the decision itself.

Every 10 years

Renew

No minimum stay. The visa renews as long as you still meet the qualifying criteria.

Beyond

No citizenship route

The visa does not lead to a UAE passport, and gives no Schengen rights. Renewal is the whole programme.

The visa depends on the qualifying investment. If you sell the property, you must replace it with another qualifying one, or the visa can no longer be renewed on that basis.

Who qualifies

Requirements, and the Indian side of it.

The UAE’s requirements are straightforward. For an Indian family the planning sits on the Indian side: remitting the money correctly and documenting where it came from.

  • Any nationality, 18 or over, with a clean record. Indian passport holders qualify on the same terms as anyone else.
  • A lawful, documented source of funds. Every rupee has to be traceable to income, a sale or an inheritance.
  • A title deed in your name for freehold property in a designated area, valued at AED 2 million or more.
  • Medical insurance and a UAE medical fitness test for you and each sponsored family member, plus an Emirates ID.
  • Family on the visa: spouse and children. Parents are possible with a certified dependency certificate and health insurance, and unmarried adult children sign an undertaking.
  • Remittance under the Liberalised Remittance Scheme. AED 2 million is about US$545,000, above one person’s annual limit of US$250,000, so families usually spread it across family members or two financial years.
  • Tax collected at source on the remittance. It is adjustable against your income tax, but it ties up cash until you file.
The process

From first call to visa.

01

Route and property

Confirm the route, then due diligence on the developer, the title and the likely valuation.

02

Remit and buy

Funds sent under LRS with full source-of-funds documentation, then the purchase and registration.

03

Valuation certificate

Official valuation of the property, plus a lender’s no-objection letter if it is financed.

04

Apply and medical

Application filed, medical fitness test, health insurance and Emirates ID for each family member.

05

Visa and renewal

Visa issued for ten years. Renew while the property or investment is held.

Before you commit

What nobody selling this will tell you.

Every programme has drawbacks. These are the UAE’s.

01

The valuation decides, not the price

A property bought for AED 2 million can be valued lower by the Land Department, particularly off-plan. Check the likely valuation before you sign, not after.

02

It is a residence visa, nothing more

The Golden Visa gives no path to a UAE passport, no Schengen access and no tax advantage by itself. If you want a second passport, this is the wrong programme.

03

“Lifetime” visas for AED 100,000 are not real

The UAE’s own authority has publicly rejected consultants selling cheap lifetime Golden Visas. Applications go through official channels only.

04

You are tied to a property market

The visa depends on holding a qualifying property. Dubai property is cyclical, and a forced sale in a weak market also costs you the visa.

05

The cost is more than the price

Government fees for the main applicant run to roughly AED 10,000, family permits are extra, and a Dubai purchase carries a 4% Land Department fee plus agent and registration costs.

06

It does not end your Indian tax residency

Whether you remain an Indian tax resident turns on days spent in India, not on holding a UAE visa. Plan that before you move, not after.

United Arab Emirates
Population
About 11 million
Capital
Abu Dhabi
Language
Arabic
Currency
UAE Dirham
Time zone
UTC+4

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